Our Services
Better Health Insurance,
Lower Cost
Shopping for small business health insurance is a nightmare. Through a PEO, you can access Fortune 500-level benefits at a fraction of the cost — and stop worrying about ACA compliance forever.
Why Use a PEO
Why Get Health Insurance Through a PEO?
Save 5–30% on Premiums
PEOs pool thousands of employees together, giving your small business the same buying power as a Fortune 500 company — and dramatically lower insurance rates.
Fortune 500-Level Benefits
Offer your employees the same caliber of health, dental, vision, and life insurance as Apple or ExxonMobil — a powerful tool for attracting and retaining top talent.
Reduced Administrative Burden
Your PEO handles open enrollment, carrier negotiations, claims support, and compliance — so you never have to spend hours on the phone with insurance companies again.
Comprehensive Coverage Options
Choose from a wide range of medical plans including HMO, PPO, HDHP, and HSA-compatible options — giving your employees flexibility to pick what works for them.
Better Employee Retention
Benefits are the #1 factor employees consider when evaluating a job offer. Offering competitive health insurance helps you keep your best people longer.
ACA Compliance Made Easy
Stay compliant with Affordable Care Act reporting requirements, employer mandates, and COBRA administration — your PEO handles it all.
Comprehensive Coverage
Everything Included
- Medical insurance (HMO, PPO, HDHP options)
- Dental & vision coverage
- Life & disability insurance
- HSA & FSA account administration
- 401(k) & retirement plan options
- Employee Assistance Program (EAP)
- Open enrollment support
- Benefits administration portal
- COBRA administration
- ACA reporting & compliance
- Dependent coverage options
- Dedicated benefits support team
The Outsource Pros Difference
Not all PEOs offer the same health plans or carrier relationships. Premiums, networks, and plan quality vary significantly from one PEO to the next.
As your broker, we represent 20+ top PEOs and make them compete for your business. We match you with the one that offers the best health benefits for your team at the lowest cost — at no charge to you.
- 20+ vetted PEO partners
- Best rates through competitive bidding
- Matched to your industry & workforce
- 100% free brokerage service
FAQ
Health Insurance Questions Answered
Why is health insurance cheaper through a PEO?
PEOs aggregate thousands of employees across many client companies into a single large group. This gives them enormous bargaining power with insurance carriers — resulting in lower premiums and better plan options than any small business could negotiate on its own.
Can my employees keep their current doctors?
It depends on the plan selected. PEOs offer a wide range of plans including PPOs with broad networks that allow employees to see most doctors. During the selection process, we help match you with a PEO whose plan networks work best for your team.
What if I already offer health insurance?
Many businesses switch to a PEO specifically to get better coverage at a lower cost. We'll compare your current plan against what a PEO can offer — in most cases, businesses save money while improving the quality of benefits.
How does open enrollment work with a PEO?
Your PEO manages the entire open enrollment process — communicating plan options to employees, collecting elections, and updating payroll deductions. Employees typically use a self-service portal to review and select their benefits.
Is there a minimum number of employees required?
Most PEOs work with businesses as small as 2–5 employees. Some specialize in micro-businesses, while others focus on companies with 50+ employees. We match you with the right PEO for your size.
Ready for Better Benefits?
Let us find the best health insurance solution for your business — no cost, no obligation.